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Colorado Down Payment Assistance

Government loans

Get Housed down payment assistance home loans

Get help with down payment and closing costsjust choose the assistance option that best meets your needs.

Down payment assistance grant (chfa dpa grant)
Second mortgage loan
Up to 4 percent of your first mortgage
(Example- Get up to $8,000 on a $200,000 mortgage) No repayment required
  • Up to 5 percent of your first mortgage
    Example- Get up to ($10,000 on a $200,000 mortgage)
  • Repayment of loan balance deferred until certain events, such as payoff of your first mortgage, or the sale or refinance of the home.


Continue the savings with our loan programs which offer

  • Low 3 percent down payment requirement and our assistance options can cover this too!
  • Programs without mortgage insurance

Talk to a CHFA Participating Lender to find out which loan program will give you the most savings!

Do you qualify?

You would be surprised how many people do! See income limits in your area

Get smart- chfa-sponsored homebuyer education

We do not just invest in your home we invest in your success. By sponsoring home buyer education in-person and online, we give you the tools to make informed decisions and take the intimidation out of buying a home Arm yourself with the information you need to find your future home!
CHFA Participating Lender to learn more and get started today. CHFA does not lend money directly to consumers. We use approved Participating Lenders to qualify customers and make all mortgage loans.

Higher interest rates apply For a 30-year, fixed-rate loan